Buy Now.
Pay Never.
Private consumer credit on Sui. Deposit collateral, let DeepBook yield pay your purchases off, and keep your principal — your finances stay shielded inside a TEE.
Consumer credit that no one can see
A TEE scores your credit privately, collateral earns DeepBook yield, and that yield quietly pays your purchases off — your income, debts, and spending never hit the public ledger.
Your score, computed in the dark.
An AWS Nitro enclave reads your on-chain history, scores your creditworthiness, and returns a signed result — inputs are Seal-encrypted and never leave the TEE. The score unlocks an under-collateralized line without exposing a thing.
A money market on Sui.
Deposit collateral into the XORR pool to open a credit line. Borrow over-collateralized today, or unlock an under-collateralized line with your private TEE score — all in Move.
Pay without an audience
Every purchase is Seal-encrypted — amount, merchant, and borrower stay hidden on-chain.
seal.encrypt("payment")YOUR YIELD PAYS. YOU KEEP THE PRINCIPAL.
Run a private credit score
Send a scoring request into the TEE. Inputs are sealed before they reach the enclave — only a signed score comes back out.
Buy Now.
Pay Never.
Lock collateral, let it earn, and let the yield clear your purchases. Your money works instead of being spent — and your finances stay private the whole way through.
Get scored privately
Connect your wallet. A TEE enclave scores your credit from on-chain history; the inputs are sealed and never touch the public ledger.
Deposit collateral, earn yield
Supply collateral to the XORR pool. It's routed to DeepBook, where it earns the yield that powers the Pay-Never loop.
Buy now — the yield pays it off
Make a shielded purchase against your credit line. DeepBook yield auto-repays the balance over time, and you keep your principal.
“Deposit $100, and the protocol fronts your purchase. DeepBook yield streams in to repay it over time — when it’s settled, your principal comes back. You spent nothing.”